Point-of-Service Plan (POS)

A model that combines features of both HMOs and traditional insurance. Enrollees decide at the time care is needed whether to use a doctor who is in the network or one who is not. Copayments and fee schedules are typically larger when a doctor outside the network is chosen.

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North Carolina Healthcare Association

5440 Wade Park Blvd, Suite 410
Raleigh, NC 27607

Main: 919-677-2400
Fax: 919-677-4200
Mail to: PO Box 4449, Cary, NC 27519-4449

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